Check out this new Single-family property that I just posted on my Web site. It is at 195 Longway Drive in Bumpass. This Single-family property has 5 bedrooms and 3 baths. Beautiful quality custom built lakeview home! If you appreciate solid construction, this home is for you! Like new condition! Open floor plan. Gorgeous mahogany wood floors, ceilings, & paneling. Ceramic tile. Finished basement. True one-level living! Attached 2 car garage. Assigned waterfront outparcel & pier at common area within walking distance, located off Buck Dr. Lake Anna is 2nd largest lake located entirely in VA w/over 200 mi of shoreline & stretching 17 miles long. Waterfront access. See a detailed Visual Tour of this property.  Find more properties on my website.

In a nutshell, the pace of home purchases in the Charlottesville market area showed a significant increase compared to last year at this time, with the exception of the City of Charlottesville. In the first half of 2010, sales (1391) were up 19.2% from the same period in 2009 (1167).The tax credit requiring homes to be under contract by April 30th and a slowly declining local unemployment rate were two strong influences for this occurrence, along with the knowledge that the first half of 2009 was the slowest six months of sales in our area in recent history.

The tax credit had a significant impact in helping the numbers look good, but moving forward the tax credit will likely have a negative effect on the numbers. Essentially, the tax credit moved a lot of sales into the April, May and June months that would have normally occurred in July, August and September. The market is still soft and still has far too much inventory, so the 19% increase in sales in this report can be considered a false recovery. 

To read the full 9-page article, click on this link: Mid-Year Housing Market Report for Charlottesville.  For further quarterly reports, please visit http://www.findhomesincharlottesville.com/housing-mkt-reports.asp.

Thank you!

Cynthia Hash, Realtor Licensed in VA, Keller Williams Realty
Cell: (434) 531-5351 ~ Fax: (801) 681-0286 ~ Email: hash@kw.com
FULL SERVICE REALTOR … http://www.findhomesincharlottesville.com/
GET HELP THRU CAREGIVERS LIBRARY … http://www.agingyourway.org/ 
ALWAYS WANTED A LOG HOME? … http://www.cedarlogstructures.net/
WANT TO PAY OFF YOUR HOUSE? … http://www.payoffyourhome.org/
Ofc: 1885 Seminole Trail, Suite 100, Charlottesville, VA 22901
Matthew 7:12 is NAR Golden Rule

Here’s a good article on economic times changing desires of retirement homes & a video on retirement savings: http://www.marketwatch.com/story/a-quick-peek-at-the-retirement-houses-of-tomorrow-2010-01-25 & visit my community service website: http://www.cynthiahashcares.caregiverslibrary.org/ or www.AgingYourWay.org .

The current economy is confusing for everyone, regardless of age. Especially for those who have held on to real estate for many decades, a house often is the largest asset people have.

How to best tap into and deploy those resources is a challenge in strong and less energetic economic times.

Clarifying the Financial Picture

Need assistance with sorting out the complex decisions and figuring out what role your real estate investment plays in your overall financial picture? Those considerations include taxes, retirement savings withdrawal schedules, long-term care needs, inheritance issues and others.

SRES^® Designees Have Financial Expertise For Seniors

SRES^® designees understand managing capital gains and the tax implications of owning real estate. They can provide information that addresses a host of issues, such as the uses of pensions, 401K accounts, and IRAs in real estate transactions, and how Medicare, Medicaid, and Social Security affect real estate decisions for senior citizens.

Are you or a loved one ready to talk real estate? Get the specialized attention you deserve.  Contact me today for more information.

http://www.sres.org/

Check out this new Land property that I just posted on my Web site. It is at Shellhorn Road in Gordonsville. Gloriously private 24.108 acres of land on a quiet privately maintained road 5 minutes from the quaint town of Gordonsville. Build your dream home! Or, use the 7 division rights left to divide it & sell off the lots as an investment! #828 address is estimated. Or, could be rezoned for a trailer park.  For more information, please visit my website and this property’s visual tour.

Thank you!

Cynthia Hash, Realtor Licensed in VA, Keller Williams Realty
Cell: (434) 531-5351 ~ Fax: (801) 681-0286 ~ Email: hash@kw.com
FULL SERVICE REALTOR … http://www.findhomesincharlottesville.com/
GET HELP THRU CAREGIVERS LIBRARY … http://www.agingyourway.org/ 
ALWAYS WANTED A LOG HOME? … http://www.cedarlogstructures.net/
WANT TO PAY OFF YOUR HOUSE? … http://www.payoffyourhome.org/
Ofc: 1885 Seminole Trail, Suite 100, Charlottesville, VA 22901
Matthew 7:12 is NAR Golden Rule

Check out this new Single-family property that I just posted on my Web site. It is at 4710 Carters Mountain Road in Charlottesville. This Single-family property has 6 bedrooms and 3 baths. Beautiful colonial on perfect setting! 2 master suites. 2 heat pumps. Much larger than it appears in photos. Lots of upgrades. Hardwood & ceramic tile floors. Great flowing floor plan. Surrounded by huge farms & estates. Sits statefully on large 1.74 acre lot, overlooking the countryside. Short scenic drive to Cville or Scottsville (closer to Cville). Near Hardware River. $3k water filter system installed for well. Asphalt driveway.  For details about this home, please visit my website.

Thank you!

Cynthia Hash, Realtor Licensed in VA, Keller Williams Realty
Cell: (434) 531-5351 ~ Fax: (801) 681-0286 ~ Email: hash@kw.com
FULL SERVICE REALTOR … http://www.findhomesincharlottesville.com/
GET HELP THRU CAREGIVERS LIBRARY … http://www.agingyourway.org/ 
ALWAYS WANTED A LOG HOME? … http://www.cedarlogstructures.net/
WANT TO PAY OFF YOUR HOUSE? … http://www.payoffyourhome.org/
Ofc: 1885 Seminole Trail, Suite 100, Charlottesville, VA 22901
Matthew 7:12 is NAR Golden Rule

$2,400 / month rent

Keswick, VA - Beautiful Home & Gardeners’ Delight! 2005 Parade Hms winner! Each bedrm has attached tiled bath & walkin closet. CAT-5 wiring thruout, ready for home theatre, speakers on private back deck. Chef’s kitchen: micro/convect oven, 2nd convect oven, granite counters, lg breakfast area, covered side porch, hardwood flrs, ceramic tile. Central VAC. Full walkout mostly fin. bsmnt w/workshop storage. 400 amp/svc. Insulated garage. 10 min-Cville/UVA, 10 min-Zion Xrd, 45 min-Short Pump. Also 4 SALE $600,000.

Visit the virtual tour or my property listings for more details!

Thank you!

Cynthia Hash, Realtor Licensed in VA, Keller Williams Realty
Cell: (434) 531-5351 ~ Fax: (801) 681-0286 ~ Email: hash@kw.com
FULL SERVICE REALTOR … http://www.findhomesincharlottesville.com/
GET HELP THRU CAREGIVERS LIBRARY … http://www.agingyourway.org/ 
ALWAYS WANTED A LOG HOME? … http://www.cedarlogstructures.net/
WANT TO PAY OFF YOUR HOUSE? … http://www.payoffyourhome.org/
Ofc: 1885 Seminole Trail, Suite 100, Charlottesville, VA 22901
Matthew 7:12 is NAR Golden Rule

Keswick, VA - Beautiful Home & Gardeners’ Delight! 2005 Parade Hms winner! Each bedrm has attached tiled bath & walkin closet. CAT-5 wiring thruout, ready for home theatre, speakers on private back deck. Chef’s kitchen: micro/convect oven, 2nd convect oven, granite counters, lg breakfast area, covered side porch, hardwood flrs, ceramic tile. Central VAC. Full walkout mostly fin. bsmnt w/workshop storage. 400 amp/svc. Insulated garage. 10 min-Cville/UVA, 10 min-Zion Xrd, 45 min-Short Pump. Also 4 RENT $2400/mo.

Visit the virtual tour or my property listings for more details!

Thank you!

Cynthia Hash, Realtor Licensed in VA, Keller Williams Realty
Cell: (434) 531-5351 ~ Fax: (801) 681-0286 ~ Email: hash@kw.com
FULL SERVICE REALTOR … http://www.findhomesincharlottesville.com/
GET HELP THRU CAREGIVERS LIBRARY … http://www.agingyourway.org/ 
ALWAYS WANTED A LOG HOME? … http://www.cedarlogstructures.net/
WANT TO PAY OFF YOUR HOUSE? … http://www.payoffyourhome.org/
Ofc: 1885 Seminole Trail, Suite 100, Charlottesville, VA 22901
Matthew 7:12 is NAR Golden Rule

Ping.fm is just the latest attempt I am making to keep up with information dissemination on the WWW.  I guess you could say this blog post is a test to see if my settings on Ping work.  Ping.fm is a simple and free service that makes updating social networks all at once easy.  For more information, go to http://www.ping.fm/.

If you need help buying or selling a house, call me at (434) 531-5351 or e-mail me at hash@kw.com.  I have more than 20 years experience in real estate.

Thank you.

Cynthia Hash, Realtor Licensed in VA
Keller Williams Realty
Charlottesville, VA
http://www.findhomesincharlottesville.com/
(434) 531-5351
hash@kw.com

In today’s tough economy, more and more homeowners are finding it difficult to make their monthly mortgage payments.  If you fall into this category, there are some things you should consider before going into foreclosure. One of the options you may have is called “short sale.”

A short sale is simply negotiating a mortgage payoff with lienholders for less than what is owed and is typically executed to prevent foreclosure. But, whether a short sale will work or not depends on the bank or lender holding the mortgage. If it is to the bank’s advantage (e.g., will result in smaller financial loss than foreclosing), then they will most likely consider this option favorably. 

In a short sale, the lender can agree to discount the loan balance due to financial hardship on the part of the homeowner. It is possible (although not always) that the lender will accept the proceeds of the sale of the property and consider the loan paid in full, even though the sale price might be less than what was originally owed.  In this instance, the lender has the right to approve or disapprove of a proposed sale. Sometimes, the lender is not willing to accept an amount less than what is owed.  All of this should be negotiated beforehand, which is why it’s important to have a short sale expert on your side. 

There are advantages and disadvantages to short sale, and it is helpful to have an experienced, qualified Realtor on your side.  Go to my website to read more about Short Sales and some other options you may have. 

If you need to sell your home, let’s talk.  I am an experienced Certified Short Sale Specialist (CSSS), Realtor, and am certified in Real Estate Owned (REO) or bank-owned properties.  Call me at (434) 531-5351 or e-mail hash@kw.com.  

THANK YOU!

Cynthia Hash, Realtor Licensed in VA, Keller Williams Realty
Cell: (434) 531-5351 ~ Fax: (801) 681-0286 ~ Email: hash@kw.com
FULL SERVICE REALTOR … http://www.findhomesincharlottesville.com/
GET HELP THRU CAREGIVERS LIBRARY … http://www.agingyourway.org/ 
ALWAYS WANTED A LOG HOME? … http://www.cedarlogstructures.net/
WANT TO PAY OFF YOUR HOUSE? … http://www.payoffyourhome.org/
Ofc: 1885 Seminole Trail, Suite 100, Charlottesville, VA 22901
Matthew 7:12 is NAR Golden Rule