1. Quality of life – a home provides stability and security for you and your loved ones.

2. Pride of home ownership – it’s your personal haven.

3. Historically low interest rates – around 5 percent in the United States.

4. Appreciation potential – your home investment can grow in value.

5. Equity buildup and debt pay down – homeowners enjoy an average net worth of approximately $184,000 versus $4,000 for renters.

6. Leverage – where else can you buy an investment of this magnitude with 3.5 percent down?

7. Tax deduction advantages – property tax and mortgage interest write-offs (in Canada, homeowners gain a tax benefit upon selling).

8. Tax exemption – up to $500,000 per couple or $250,000 per person upon the sale of a primary residence in the United States (no tax upon sale in Canada).

9. The real cost of renting – at $800 per month, with the average 6 percent rental increase per year, you will pay $126,536 over a 10-year period but have zero ownership of the property.

10.  For people who’ve not owned a home in the last 3 years, the new $8,000 tax credit that never needs to be paid back … let me show you how you can get it this year instead of waiting until 2009’s tax return.

Can you think of anyone who is in distress regarding the need to sell their house?  If so, I have a number of alternatives, please contact me!  Can you think of anyone who may be considering buying, selling, or investing in real estate?  If so, please let me know … I value referrals and do them nationwide!  Can you think of anyone who’d like to pay off their mortgage in a fraction of the time?  If so, please let me know!

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THANK YOU!
Cynthia Hash, Realtor/SRES/GRI/AHA, Keller Williams Realty
FULL SERVICE REALTOR .. www.FindHomesInCharlottesville.com
GET HELP THRU CAREGIVERS LIBRARY .. www.AgingYourWay.org
ALWAYS WANTED A LOG HOME? .. www.CedarLogStructures.net
WANT TO PAY OFF YOUR HOUSE? .. www.PayOffYourHome.org
Cell: (434) 531-5351 ~ Fax: (801) 681-0286 ~ Email: hash@kw.com
Ofc: 1885 Seminole Trail, Ste 100, 2nd Floor, Charlottesville VA 22901
Matthew 7:12 is NAR Golden Rule